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      <title>The Consulting Times <![CDATA[ACRE&trade; Consumer edition]]></title>
      <link>http://www.theconsultingtimes.com/consumer/</link>
      <description>The consulting Blog providing consumers vital information on an alternative to buying real estate services that simply makes more sense.</description>
      <language>en</language>
      <copyright>Copyright 2008</copyright>
      <lastBuildDate>Sat, 03 Nov 2007 12:59:46 -0500</lastBuildDate>
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      <item>
         <title>The Mortgage Mess</title>
         <description>Because of politics, and so much money at stake, where does that leave the consumer, or those of us who have been in the business for years and ARE ethical, honest and competent? 

Politics - money - government control. There is a thought for those who are trying to figure out how to fix this whole mess. Those in power, who could make the change for the benefit of all, will never do so, because they will lose money. 

You can&apos;t fix greed and you can&apos;t fix &apos;stupid&apos;. </description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/11/03/the_mortgage_mess.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/11/03/the_mortgage_mess.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">Featured article</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">mortgage</category>
        
         <pubDate>Sat, 03 Nov 2007 12:59:46 -0500</pubDate>
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      <item>
         <title>Online Referral Sites: What you need to know</title>
         <description>3rd party lead generators espouse the fact that their agents are ‘elite, experienced, etc’ when in fact anyone who gives them a credit card can join their club. What the public doesn’t know is that once you get a middle man involved in the process, that low fee, best price they hoped for goes out the window, because someone has to pay these fees to them. </description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/06/17/what_is_all_the_fuss_about_pay.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/06/17/what_is_all_the_fuss_about_pay.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">In the News</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">online leads</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">prospecting</category>
        
         <pubDate>Sun, 17 Jun 2007 15:31:22 -0500</pubDate>
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      <item>
         <title>Filling the Choice Gap</title>
         <description>There is total transparency in the engagement that is typically lacking with other real estate business models. Consumers want what they want and want to know what they are paying for.</description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/06/16/real_estate_consulting_fills_t.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/06/16/real_estate_consulting_fills_t.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">Consumer choice</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">advice</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">choice</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">consulting</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">expert</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">gap</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">knowledge</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">professional</category>
        
         <pubDate>Sat, 16 Jun 2007 11:26:19 -0500</pubDate>
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      <item>
         <title>Myth 1: You must have an agent</title>
         <description>I recently had time to surf around the Internet and came upon this terrific article regarding the top five real estate myths, that even some agents believe, from a well respected real estate publisher and investor, as well as a...</description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/05/30/the_top_five_real_estate_myths.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/05/30/the_top_five_real_estate_myths.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">Four financial potholes</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">5 biggest myths</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">60 minutes</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">parade magazine</category>
        
         <pubDate>Wed, 30 May 2007 12:32:57 -0500</pubDate>
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      <item>
         <title>Is the commission system broken?</title>
         <description>Professor Hsieh is absolutely correct: real estate services shouldn&apos;t be costing so much and they wouldn&apos;t if consumers were to pay for the services themselves rather than what is essentially an insurance policy with services thrown in.</description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/05/12/others_are_beginning_to_face_f.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/05/12/others_are_beginning_to_face_f.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">Current state of real estate</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">commissions</category>
        
         <pubDate>Sat, 12 May 2007 07:39:12 -0500</pubDate>
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      <item>
         <title>Technology Vs. Expert Advice</title>
         <description>It&apos;s time for a middle ground: harnessing the incredible power of the Internet to allow those consumers that have the time and desire to market or find their own homes to do so, while bringing in a real estate consultant to provide the vital fiduciary contract-to-close duties. The consultant can also provide choices in how their services can be paid for.</description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/04/25/technology_versus_handson_care.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/04/25/technology_versus_handson_care.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">Consumer choice</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">discounters</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">home valuation companies</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Internet</category>
        
         <pubDate>Wed, 25 Apr 2007 11:11:37 -0500</pubDate>
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      <item>
         <title>Information without guidance leads to disaster</title>
         <description>The papers and newsmagazines have been filled of late with articles about the crisis in Sub-Prime loans issued over the last few years. Seems as though many buyers took out loans that they clearly should not have: loans that sucked...</description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/04/05/the_subprime_lending_crisis_in.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/04/05/the_subprime_lending_crisis_in.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">In the News</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">fiduciary</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Internet</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">loans</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">sub-prime</category>
        
         <pubDate>Thu, 05 Apr 2007 12:01:11 -0500</pubDate>
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      <item>
         <title>Choice: Risk Vs. Reward</title>
         <description>After you have explored and weighed different options, based on your individual needs and comfort level, you may find, as many consumers do, that a traditional commission is the best choice for you. And that’s perfectly fine. But you should make that choice because it&apos;s the BEST option, not because it&apos;s the ONLY option.
</description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/04/01/having_choices_can_save_you_mo.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/04/01/having_choices_can_save_you_mo.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">Consumer choice</category>
        
          <category domain="http://www.sixapart.com/ns/types#category">Featured article</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">choices</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">commissions</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">fees</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">hourly counsulting</category>
        
         <pubDate>Sun, 01 Apr 2007 12:02:59 -0500</pubDate>
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      <item>
         <title>Real Estate Vs. Financial Planning: Looking Ahead</title>
         <description>One of my goals in writing my book “Ripping the Roof off Real Estate” as well as in developing the Accredited Consultant in Real Estate (ACRE)™ course for agents is to see the real estate industry evolve similarly to how the financial industry did 20 years ago. </description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/03/31/one_ofmygoals_in_writing_my.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/03/31/one_ofmygoals_in_writing_my.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">Current state of real estate</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">consulting</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">financial planners</category>
        
         <pubDate>Sat, 31 Mar 2007 14:57:19 -0500</pubDate>
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      <item>
         <title>Real Estate Consulting: Simply a Better Idea</title>
         <description>We believe the time is now to provide consumers what they have wanted for years - responsible choices that give them real value for their money yet provide the real estate professional the compensation that is worthy of the skills, experience, and expertise that we agents bring to the table. We look forward to lively discussions! </description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/03/29/real_estate_consulting_simply.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/03/29/real_estate_consulting_simply.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">Current state of real estate</category>
        
          <category domain="http://www.sixapart.com/ns/types#category">Featured article</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">choices</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">Consulting</category>
        
         <pubDate>Thu, 29 Mar 2007 06:00:00 -0500</pubDate>
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      <item>
         <title>Pothole #1: Pricing Your Home</title>
         <description>Property and homes are commodities, pure and simple. Market value is ultimately determined by what a buyer is willing to pay and a seller willing to take.</description>
         <link>http://www.theconsultingtimes.com/consumer/archives/2007/03/21/the_first_pothole_pricing_your.html</link>
         <guid>http://www.theconsultingtimes.com/consumer/archives/2007/03/21/the_first_pothole_pricing_your.html</guid>
        
          <category domain="http://www.sixapart.com/ns/types#category">Four financial potholes</category>
        
        
          <category domain="http://www.sixapart.com/ns/types#tag">commodity</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">demand</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">home</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">price your home</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">supply</category>
        
          <category domain="http://www.sixapart.com/ns/types#tag">value</category>
        
         <pubDate>Wed, 21 Mar 2007 16:08:55 -0500</pubDate>
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